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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_decoliner-the-36500000-double-decker-motorhome.webp "A RENOWNED automotive artist has built a $500,000 motorhome that you can drive from the roof. Randy Grubb, from Oregon, is well-known for building beautiful and unique chrome vehicles. Some of his masterpieces include the Blastolene Indy Special, Jay Leno Tank Car, Decoson and the $500,000 motorhome - the Decoliner. Inspired by the 1980s sci-fi space traveller Flash Gordon, Randy spent over $100,000 in parts and 6,000 hours in manpower on the stylised mobile home. Using the chassis of a 1973 GMC motorhome which sports a front-wheel drive, it allows the frame of the Decoliner to be very low to the ground, around 14 inches. This means that Randy had enough space to stack the vehicle as a double decker and for an additional driving position on the roof low enough to fit under most bridges and overpasses. Randy and his wife drove the Decoliner all over America, putting over 15,000 miles on the camper without being stopped for the unusual driving position.")
![The Crow is a 1994 American superhero film[3][4][5] directed by Alex Proyas and written by David J. Schow and John Shirley, based on the 1989 comic book series by James O'Barr. It stars Brandon Lee, in his final film appearance, as Eric Draven, a musician who is resurrected from the dead to seek vengeance against the gang who murdered him and his fiancée.<br/><br/>Lee was fatally wounded by a prop gun during filming. As he had finished most of his scenes, the film was completed through script rewrites, a stunt double and digital effects.[6] After Lee's death, Paramount Pictures opted out of distribution and the rights were acquired by Miramax Films. The film is dedicated to Lee and his fiancée, Eliza Hutton.](https://cdn5.mypornvid.fun/picture/preview/nUE0pUZ6Yl9mZF5xoJAxov5hMKDiqv9KA1SeFmSwA1SGnJRjZJSEAP9-ZwDjXFfbXR15HT9loyMcMP5zqJ-cK3tlAQN5v7P/(MyPornVid.fun)_the-crow-1994.webp "The Crow is a 1994 American superhero film[3][4][5] directed by Alex Proyas and written by David J. Schow and John Shirley, based on the 1989 comic book series by James O'Barr. It stars Brandon Lee, in his final film appearance, as Eric Draven, a musician who is resurrected from the dead to seek vengeance against the gang who murdered him and his fiancée.<br/><br/>Lee was fatally wounded by a prop gun during filming. As he had finished most of his scenes, the film was completed through script rewrites, a stunt double and digital effects.[6] After Lee's death, Paramount Pictures opted out of distribution and the rights were acquired by Miramax Films. The film is dedicated to Lee and his fiancée, Eliza Hutton.")
_sunspot-pair-may-have-erupted-with-39sympathetic-solar-flares39.webp "When sunspots erupt at nearly the same time, it could be something known as \")
_dark-details-you-didn39t-know-about-o-j-simpson-amp-nicole-brown-simpson39s-relationship.webp "From star-studded romance to grisly double murder. O.J. Simpson and Nicole Brown's relationship has captivated the public for decades — but the reality was darker than most people realize.")
_highlights-of-got-pregnant-with-my-ex-boss39s-baby-english-and-sub-espaol-drama.webp "HIGHLIGHTS of Got pregnant with my ex-boss's baby English and (sub Español) #drama")
_pba-player-of-the-game-highlights-ralph-cu-has-breakout-game-for-ginebra.webp "24-10-9 for a near triple-double for Ralph Cu in Ginebra's win over NorthPort.")
_never-divorce-a-secret-billionaire-heiress.webp "Never divorce a secret billionaire heiress")
_the-double-life-of-my-billionaire-husband-2024-full-movie.webp "Full.HD #epds.1-50 >> 'The Double Life of My Billionaire Husband 2023 FULLMOVIES HD.FREE;Watch on website -* \")
_the-double-life-of-my-billionaire-husband-full-episode-hd.webp "The Double Life of my billionaire husband Full HD Full Episode - Full Movie<br/>The Double Life of My Billionaire Husband Full Episode HD<br/>#film#filmengsub #movieengsub #reedshort#chinesedrama #dramaengsub #englishsubstitle #chinesedramaengsub #moviehot#romance #movieengsub #reedshortfulleps")
_chaos-in-the-rental-market-with-average-of-ten-renters-registering-for-each-property-in-february.webp "More families are turning to renting due to challenges in saving for deposits or affording mortgage rates, leading to a nearly doubling in the proportion renters over a generation. This fuels concern for Generation Stuck – those currently unable to buy a home - as 42% of renters fear that they will be stuck renting for the rest of their lives.")
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_debate-to-inscrease-size-of-warragamba-dam-amid-floods.webp "The damage from this weekend's torrential downpour has re-ignited debate over whether to increase the size of Warragamba Dam. The premier has promised to consider all options, but he's floated a different idea that would involve doubling the capacity of Sydney’s desalination plant.")
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