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Researchers using the Hubble Space Telescope have discovered water vapor in the atmosphere of planet K2-18b, located about 110 light-years from Earth. Story: [Water Vapor Detected in Atmosphere of an Alien World Nearly Twice the Size of Earth.<br/><br/>Credit: Space.com / animations courtesy: ESA/Hubble/M. Kornmesser/L. L. Christensen/NASA/Kepler/Dana Berry / produced & edited by Steve Spaleta
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amazonias fan
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Hidden Wisdom Story
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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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Muscle Appeal
⏲ 3 minutes 31 seconds 👁 22.5K
Female Muscle for Fans (FMF)
⏲ 3 minutes 8 seconds 👁 6.9K
- About 20 sets<br/><br/>[Materials Ingredients]<br/><br/>| Lemon Curd<br/><br/>30g egg yolk<br/>30g sugar<br/>0.5g salt<br/>2g corn starch<br/>50g lemon juice<br/>Lemon Zest<br/>20g unsalted butter<br/><br/>| Coke<br/><br/>62g almond powder<br/>58g sugar powder<br/>50g egg white<br/>45g sugar<br/>food coloring<br/>(x2)<br/><br/>| butter cream<br/><br/>50g unsalted butter<br/>15g sugar powder<br/>13g condensed milk<br/>20g whipped cream<br/><br/>strawberry<br/><br/>| Lemon curd<br/><br/>30g Egg yolk<br/>30g Sugar<br/>0.5g Salt<br/>2g Corn starch<br/>50g Lemon juice<br/>Lemon zest<br/>20g Unsalted butter<br/><br/>| Macaron shells<br/><br/>62g Almond powder<br/>58g powdered sugar<br/>50g Egg white<br/>45g Sugar<br/>food coloring<br/>(x2)<br/><br/>| Butter cream<br/><br/>50g Unsalted butter<br/>15g powdered sugar<br/>13g Condensed milk<br/>20g whipping cream<br/><br/>Strawberries<br/><br/>[Making process]<br/><br/>Making Lemon Curd<br/>1. Add sugar and salt to egg yolk and mix.<br/>2. Add cornstarch and mix well, then add lemon juice and lemon zest and mix.<br/>3. Heat over low heat while stirring continuously. When it boils, add butter and mix.<br/>4. When it thickens, take it off the heat, strain it through a sieve, cover the top with plastic wrap, and leave it to cool.<br/><br/>Making macarons<br/>5. Prepare almond powder and sugar powder by sifting them together twice.<br/>6. Add sugar to egg whites in three portions to make a hard and chewy meringue.<br/>(Add yellow pigment and clean the pores at low speed for about 2 minutes)<br/>7. Add the powder to the meringue and mix until the desired consistency is achieved.<br/>8. Place on an oven pan and dry until the outside is slightly dry and does not stick to your hands.<br/>9. Bake in the oven at 140 degrees for about 15 minutes and take out.<br/>10. Place on a cooling rack and let cool for about 10 minutes, then remove the stem.<br/>11. Make pink pods in the same way.<br/><br/>Making condensed milk buttercream<br/>12. Mix soft butter at room temperature with a whisk.<br/>13. Add sugar powder and whip at medium speed for about 4 minutes.<br/>14. Add condensed milk and whip for about 3 minutes, then add fresh cream and whip for about 2 minutes.<br/><br/>15. Pipe buttercream onto the macaron, add lemon curd to the center, and top with strawberries.<br/>16. Pipe a little butter cream onto the macaroons to be placed on top and cover them.
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amazonias fan
⏲ 2 minutes 40 seconds 👁 13K
Free High-Quality Documentaries
⏲ 52 minutes 36 seconds 👁 345K
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The SuperTall Order
⏲ 5 minutes 37 seconds 👁 36K
SHE BICEPS
⏲ 1 minute 1 second 👁 1.1K
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